Dream Big,
Save Smart
Ndhiwa CFS is your partner in progress—supporting goals from first savings to lasting impact
Together,
We Build Futures
Ndhiwa CFS empowers every member to grow, save, and thrive—because progress begins with people.

Ndhiwa's Focus

Our People

We align the interests of all through fair practices, transparency, and inclusive service delivery. Our goal is to uplift local communities while upholding ethical standards and government regulations.

Our Environment

Ndhiwa CFS is committed to safeguarding the natural environment. We minimize harmful activities and promote sustainable solutions that preserve resources for future generations.

Our Growth

We focus on expanding our operations, increasing market share, and growing our member base. Our efforts aim to generate sustainable returns for both our clients and the institution.

Members Benefits

Why should I be a member of Ndhiwa CFS?

• Our products and services are specifically tailored to meet the unique needs of our clients at every stage of their journey. 
• Security for your money. 
• Competitive interest rates on all savings products
• Outstanding customer care ensuring seamless and efficient banking experiences.
• A safe and secure environment to save and grow your money

Ready to grow with us?
Whether you're saving for tomorrow or building your business today, Ndhiwa CFS is here to walk with you. Join a SACCO that values your journey.

Our Position

12000+
Lives Touched
421m+
Asset Based
250m+
Loans
170m+
Shares & Deposits
100%
Ownership by the Shareholders

Testimonials

Events